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Terms of Service
'This website' values your personal information and complies with the "Act on Promotion of Information and Communications Network Utilization and Information Protection". This website informs you of the purposes and methods of use of your personal information provided, as well as the measures taken for its protection, through the privacy policy. If there is any revision to the privacy policy, this website will notify you through website announcements (or individual notifications). The company's privacy policy contains the following information: 1. Items of personal information collected This website collects the following personal information for membership registration, consultations, service applications, etc. a. Items collected Collected items: ID, password, mobile phone number, region, company address, business name, advertising phone number, loan registration number, loan registration validity period, representative name, loan business registration institution, loan business registration institution phone number, access log, cookies, access IP information b. Methods of collecting personal information Personal information collection methods: Website (membership registration, bulletin board) 2. Purpose of collection and use of personal information This website uses the collected personal information for the following purposes: - Contract fulfillment regarding service provision and billing related to service provision : Content provision - Member management : Identity verification for membership services, personal identification, prevention of fraud by bad members, prevention of unauthorized use, confirmation of membership intention, age verification, confirmation of consent from legal guardians when collecting personal information of children under 14 years old Marketing and advertising use : Frequency of access or statistics regarding members’ use of services 3. Retention and usage period of personal information As a rule, personal information is destroyed without delay once the purpose of collection and use is achieved. However, if retention is necessary under relevant laws, this website retains member information for a certain period of time as prescribed by the relevant laws. Items retained: Login ID, payment records Retention basis: Credit Information Utilization and Protection Act Retention period: 3 years - Records related to advertising/marketing: 6 months (Act on Consumer Protection in Electronic Commerce, etc.) - Records related to contract or withdrawal of offer: 5 years (Act on Consumer Protection in Electronic Commerce, etc.) - Records related to payment and supply of goods: 5 years (Act on Consumer Protection in Electronic Commerce, etc.) - Records related to consumer complaints or dispute resolution: 3 years (Act on Consumer Protection in Electronic Commerce, etc.) - Records related to credit information collection/processing and utilization: 3 years (Credit Information Utilization and Protection Act)
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Privacy Policy
This website (hereinafter referred to as "Company") provides internet-related services (hereinafter referred to as "Service") through the website operated by the company (hereinafter referred to as "This website") to users of the service (hereinafter referred to as "User"). The following are the legal limitations of responsibility disclosed when providing these services. 2. Service operation responsibility The company respects the rights of others in accordance with the website's terms of service and other relevant laws and strives to avoid any violations. In addition, if any user violates these terms, their access to the service may be restricted without prior notice. 3. Responsibility for the service - Users acknowledge that the responsibility for the reliability of the materials is entirely on the user. - The website has no obligation to modify the contents of the materials or services, but may improve them as necessary. - Users should access the website at their own discretion when connecting to the internet. - The website respects the rights of others, including intellectual property rights, and expects users to act in the same manner. - Under no circumstances will the website be responsible for direct, indirect, incidental, punitive, or consequential damages related to service materials. - The website may contain links to sites that some may find unpleasant or inappropriate. - The website does not guarantee the content of the sites listed in the materials. - Furthermore, the website does not take any responsibility for the accuracy, copyright compliance, legality, or morality of the materials listed on these sites. - The website may, at its discretion, take action to restrict service use without prior notice if a user violates or infringes upon the rights of others. - For any questions or complaints regarding various services provided by affiliate companies, users should directly contact the respective companies. - The website does not assume any responsibility or obligations for damages, losses, or injuries resulting from transactions between users and merchants, or for the products or services provided by merchants or the inability to access individual service providers. - This website provides free information about loan companies to individual customers, and direct transactions are made between users and loan companies. Civil and criminal responsibility lies with the users and loan companies, and this website does not bear any legal responsibility.
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